It is not about repeating the market, but about a safe entry point. There is security sometimes at a cost with money but if you put money in all the Raising men lawn care service giving back to the community t-shirt wrong times in the past 30 years, you will be in the water. Catastrophe can be avoided by the average dollar cost over a year or two to get all your money on the sidelines but that requires a lot of discipline while most of your money is out. market. It all depends on your personal circumstances. I agree that having all your money on the market all the time is the best option for decades but you don't want to be homeless for any length of time. If you have to cash out it is a matter of time.
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